Other Banking Services

ATM/VISA CHECK CARD (Debit Cards)

ATM/VISA CHECK Cards are available for Regular Checking, Hometown Checking, Hometown Smart Student Checking and Now account holders. There is no charge for any Bank of Harlan depositor to use this card at any one of our two ATM banking locations for this card. Accounts holders may apply at any one of our three banking locations for this card.

LOST OR STOLEN CARDS

Should your ATM/VISA Check Card become lost or stolen, please contact Customer Service during normal business hours at (606) 573-1202 Ext.# 603 or Ext.# 610. During evening and weekends, please call 1-800-500-1044.

ATM FEES

When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry (even if you do not complete a fund transfer). To offer our customers a way to save money when utilizing ATM machines across the country, The Bank of Harlan has teamed up with the SUM NETWORK. Our customers may use any SUM NETWORK ATM machine without being charged a service fee.

SAFE DEPOSIT BOXES

3"x5"x22"
5"x5"x22"
3"x10"x22
6"x10"x22"
11x10"x22"
16x15"x22"
16"x32"x22"
16"x47"x22"

$20.00 per year
$25.00 per year
$30.00 per year
$40.00 per year
$55.00 per year
$70.00 per year
$80.00 per year
$150.00 per year

Safe Deposit Boxes are available at all three banking locations.

OVERDRAFTS/RETURNED ITEMS

Overdraft Fee...................................$30.00 per item
     (Maximum of $150.00 per day)
Returned Item Fee............................$30.00 per item
     (Maximum of $150.00 per day)

Your account will not be charged an Overdraft fee until the overdraft amount exceeds $30

The overdraft fee, and return item fee applies to overdrafts created by check, in-person withdrawal or other electronic means.

 

OTHER CHARGES ...continued

Collection Items...........$10.00 + Postage
Research copies ................$.50 per page
Deposit and Loan Account Screen Print ......$0.50
Account Research...............$25.00/hr
Stop Payment Order ...........$27.00 per item
Charged off Account Fee....$30.00
Returned Check Fee..........$3.00 per item
Balance Checkbook.........25.00/hr
Garnishment / Levy .................... $40.00
     (or as allowable by KRS 131.67215)
Balance inquiry ....................No Charge
Coin Processing for Non-Customers ...10% of value. $10.00 min.
Coin Processing(Customers Free)
ATM (non-customer) .....................$3.00
Medallion Stamp...................$25.00
Minimum Balance Fee.................$5.00
Dormant Account Fee ....................... $3.00
Replacement Debit Card..............$5.00
Early Account Closure Fee (within 90 days of opening)........$25.00
If your account has no activity for a 12Month period your account will be considered Dormant and will be assessed monthly fee of $3.00

CHECKS

Cashier's Checks .........................$5.00 per check
Re-issue cashier checks ............$25.00 per check
Personal Checks ........Based on style
Counter Checks (Qty.10 or less)...$3.00
Cashing Government Checks (non-customer)..$5.00 per check

WIRE TRANSFERS

Outgoing Wires
Customer (with depository relationship) .... $25.00
International Wires (with depository relationship)........... $75.00
Incoming Wires
Customers (with depository relationship)....... N/C

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