Personal Checking
| Account Type |
Minimum Opening Deposit |
Interest |
Monthly Minimum Balance Fees
|
# Checks per cycle
|
Debit Card
|
| Regular Checking |
$100 |
No |
$5 if average daily balance falls below $500 |
Unlimited |
Yes |
| NOW |
$500 |
Yes |
$5 if average daily balance falls below $1000 |
Unlimited |
Yes |
| Money Market |
$500 |
Yes |
$5 if average daily balance falls below $1000 |
$10 per item fee after 6 withdrawals * |
No |
| Hometown Checking |
$50 |
No |
$5 if average daily balance falls below $50
|
Unlimited |
Yes |
| |
|
|
|
|
|
Interest is compounded monthly and credited on the last business day of the month. The daily balance method is used to calculate interest on your account. At our discretion, we may change the interest rate monthly. Interest begins to accrue on the day we receive credit for non-cash deposit items (checks). Accounts closed within 90 days of opening will be assessed a $ 25.00 fee and loss of accrued interest will result on your account.
View Other Fees and Account Services