PERSONAL BANKING

Personal Checking

Personal Savings

Certificates of Deposit

 

Personal Checking

 

Account Type Minimum Opening Deposit Interest Monthly Maintenance Fees # Checks per cycle Debit Card
Regular Checking $100 No $5 if average daily balance falls below $750 Unlimited Yes
NOW $500 Yes $5 if average daily balance falls below $1500 Unlimited Yes
Money Market $500 Yes $5 if average daily balance falls below $1500 $10 per item fee after 6 withdrawals No

Hometown Checking

Requires a Direct Deposit

$50 No

 

$5 if average daily balance falls below $500

 

Unlimited Yes

Hometown Smart

Student Checking

$0 No None Unlimited Yes

 

 

Interest is compounded monthly and credited on the last business day of the month. The daily balance method is used to calculate interest on your account. At our discretion, we may change the interest rate monthly. Interest begins to accrue on the day we receive credit for non-cash deposit items (checks). Accounts closed within 90 days of opening will be assessed a $ 25.00 fee and any accrued interest will  be paid.

 

View Other Fees and Account Services

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