Personal Savings
| Account Type |
Minimum Opening Deposit |
Interest |
Monthly Minimum Balance Fees
|
# Withdrawals per cycle
|
| Regular Savings |
$100 |
Interest is compounded monthly and paid monthly |
$5 if average daily balance falls below $100 |
$10 per item fee after 6 withdrawals
|
| Christmas Club |
$20 |
Paid at Maturity |
$10 per item withdrawal fee |
No interest if closed prior to maturity
|
| IRA |
$1000 |
Simple interest is credited to your account on the last business day of the calendar year |
NONE |
NONE |
The daily balance method is used to calculate interest on your account. Interest begins to accrue on the day we receive credit for the deposit of non-cash items (checks). Accounts closed within 90 days of opening will be assessed a $25.00 fee and loss of accrued interest will result on your account.
View Other Fees and Account Services