No
monthly fee when an average
daily ledger balance of
$500.00 is maintained.
If the average daily ledger balance is less than $500.00, there will be a
$5.00 service fee per statement cycle.
An unlimited number of transactions are allowed on this account.
A minimum opening deposit of $250.00 is required.
Accounts closed within 90 days of the opening date will be assessed a $10.00
closing fee.
NOW
Account
No monthly fee when an average daily ledger
balance of $1,000.00 is maintained.
If the average daily ledger balance is less
than $1,000, there will be a $5.00 service fee
per statement cycle.
An unlimited number of transactions are
allowed on this account.
A minimum opening deposit of $100.00 is
required.
The interest rate and annual percentage yield
(APY) on your account may change.
At our discretion, we may change the interest
rate on your account monthly.
The average daily available balance method is
used to calculate interest on your account.*
Interest is compounded monthly and credited to
your account on the last business day of the
month.
Interest begins to accrue on the day we
receive credit for the deposit of non-cash
items (checks).
Accounts closed within 90 days of the opening
date will be assessed a $10.00 closing fee and
loss of accrued interest will also result.
Money
Market Deposit Account
No
monthly fee when an average
daily ledger balance of
$1,000.00 is maintained.
If
the average daily ledger
balance is less than $1,000,
there will be a $5.00 service
fee per statement cycle.
A
depositor may make no more
than six (6) withdrawals per
statement cycle.
Each
additional withdrawal will be
assessed a $5.00 per item
service fee.
A
minimum opening deposit of
$100.00 is required.
The
interest rate and annual
percentage yield (APY) on your
account may change.
At
our discretion, we may change
the interest rate on your
account monthly.
The
average daily available
balance method is used to
calculate interest on your
account.*
Interest
is compounded monthly and
credited to your account on
the last business day of the
month.
Interest begins to accrue on the day we
receive credit for the deposit of non-cash
items (checks).
Accounts
closed within 90 days of the
opening date will be assessed
a $10.00 closing fee and loss
of any accrued interest will
also result.
*The
average daily available balance method
applies a periodic rate to the average
daily available balance in the account
for the period. The average daily
available balance is calculated by
adding the principal in the account for
each day of the period and dividing the
figure by the number of days in the
period.